The insuretech platform making insurance intuitive and relevant for consumers
HCIactive's SmartBenefits.ai platform is the single unified system advancing accident & health benefits.
We've digitized key elements of the traditional insurance value chain and combined them in ways to build new benefits packages, bind and engage consumers quickly, correctly, and efficiently.
Personalized, digital, on-demand insurance
SmartBenefits.ai offers the most advanced digital technology stack available for hybrid major medical insurance and voluntary benefits markets. Everyone, from carriers-to-consumers, can leverage our platform to make their benefits better.
Digital Enrollment &
Premium Management
For major medical, accident, life, dental, vision, AD&D, critical illness, hospital indemnity, GAP, travel, pet, disability, and retirement annuity.
Broker Agency
Management
To expedite the delivery of insurance products & packages, reduce sales cycles, sign-up and fully engage members.
SmartBenefits
Banker
To efficiently manage a consumer's funding and payment transactions for benefits (e.g., payroll, bank account, credit cards)
Eliminate the silos of quoting, enrollment, & engagement to connect stakeholders and make informed decisions
Quote
Equip salespeople, brokers, and agents with a single fully-integrated platform that enhances control of plan designs.
Enroll
Enjoy streamlined digital enrollment managed simultaneously by individuals and benefits coordinators.
Engage
Improve management of provider networks, member verification, population health, care coordination, claims, and risk.
Industry-best HIPAA & data management security
When you use SmartBenefits.ai you can trust that personal, health, and payment information is safe and secure.
SmartBenefits.ai is built on a Microsoft Azure enterprise that has a robust and comprehensive security schema. Our platform is double encrypted to support healthcare datasets for HIPAA EDI data sets, HL7 standards, payroll data, and deduction files.
Embedded integrations with benefits administration & payroll eligibility to fully support premiums & deductions management.
Enterprise low code workflow engine integrates consumers, employers, carriers, underwriters, reinsurers, and providers.
Consumer-Centric Design
Custom bundling of carrier products with personalized consumer experience based on eligibility, lifestyle, and needs.
Smart Automations
Embedded integration with benefits administration/payroll eligibility to fully manage premiums & deductions.
Rapid Implementation
Expedite setup & deployment of products & packages with turn-key, single sign-on capabilities to all vendor partners.
End-to-End Success
Enterprise low-code workflow engine integrates consumers, employers, carriers, providers, underwriters, and reinsurers.
